Wrisk Car Insurance

Flexible, fair and
fully comprehensive
car insurance

Subscribe and pay monthly. No fees. No deposit. No interest.
UK accident recovery
Uninsured driver cover
Windscreen protection
Electric car cover

Comprehensive cover

Our comprehensive cover offers one of the highest levels of protection in the market with a courtesy car, uninsured driver cover, travel abroad, UK accident recovery and many more included as standard.

Manage it all from your phone

Set up and manage your policy any time, anywhere. View your documents, make changes and chat to us online – no tedious call centre waits.

No fees

We don’t charge fees to change your details, to renew your policy or to cancel. And your price is guaranteed for 12 months if everything stays the same.

Pay monthly without interest

Most pay-monthly policies are credit agreements where you pay a deposit and more in interest. We don’t do either. Just a simple monthly subscription.
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What’s covered

Your fully comprehensive policy covers you for theft, third party damage, as well as damage from accidents, vandalism and fire. And then some:

Courtesy car

Get a courtesy car whilst your car is being fixed (by one of our recommended repairers).

Uninsured driver promise

You’ll get your excess back and we’ll protect your No Claims Bonus if you’re hit by an uninsured driver.

Electric car cover

Cover for your batteries, charging cables and wall boxes.

UK accident recovery

24-hour UK recovery and onward travel if you’re involved in an accident.

Windscreen protection

We’ll pay for replacement or repair and also for repairs to your car’s bodywork scratched by broken glass.

Travel abroad

Enjoy 90 days’ full policy cover each year when you visit the EU.

Key cover

Up to £1,000 cover for replacement vehicle keys and locks.


If you’re injured in an accident, we pay up to £2,500 per person (up to a maximum of £7,500) and cover your medical expenses up to £250.

Personal belongings

If you lose or damage important belongings as a result of an accident, fire or theft, we’ll cover them up to the value of £250.
Terms, conditions, exclusions and excesses apply, please read the policy wording for full details.
Who we cover
To get Wrisk Car Insurance, you’ll need:
  • To be over 17, and under 85
  • To be a permanent UK resident
  • A full/provisional UK or full EU licence
  • No more than 3 at-fault claims in the past 5 years
  • No more than 3 driving convictions in the past 5 years
  • A car that’s less than 19 years old
  • A car that’s worth less than £75k
Other terms, conditions, exclusions and excesses apply.
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Existing customers